Legislative subject term
Banking and financial institutions regulation
A legislative subject term is one of any number the Congressional Research Service assigns to a bill. The term is the government's own wording, shown word for word; this site did not write it or choose it.
167 bills carry this term in the covered Congresses.
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Bills, most recent action first
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Consumer Financial Protection Accountability and Reform Act of 2026
Ordered to be Reported (Amended) by the Yeas and Nays: 28 - 21.
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American Reserve Modernization Act of 2026
Ordered to be Reported (Amended) by the Yeas and Nays: 28 - 21.
- H.R. 3633 (119th) Sep 15, 2026
Digital Asset Market Clarity Act
Motion by Senator Tillis to reconsider the vote by which cloture on the motion to proceed to the measure was not invoked (Record Vote No. 234) entered in Senate.
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STOP Payments Fraud Act of 2026
Placed on the Union Calendar, Calendar No. 692.
- H.R. 6955 (119th) Jul 22, 2026
Main Street Capital Access Act
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- H.R. 1181 (119th) Jul 15, 2026
Protecting Privacy in Purchases Act
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Failing Bank Acquisition Fairness Act
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Unleashing AI Innovation in Financial Services Act
Placed on the Union Calendar, Calendar No. 619.
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Main Street Competes Act
Received in the Senate and Read twice and referred to the Committee on the Judiciary.
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Repealing Big Brother Overreach Act
Placed on the Union Calendar, Calendar No. 609.
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Bank Fraud Technology Advancement Act of 2026
Placed on the Union Calendar, Calendar No. 612.
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Small LENDER Act
Placed on the Union Calendar, Calendar No. 610.
- H.R. 3234 (119th) May 21, 2026
Keeping Deposits Local Act
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- H.R. 4544 (119th) May 21, 2026
American Access to Banking Act
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- H.R. 5317 (119th) May 21, 2026
Community Bank Deposit Access Act of 2025
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Advancing Commonsense Policies Act
Referred to the Subcommittee on Livestock, Dairy, and Poultry.
- H.Res. 1299 (119th) May 20, 2026
Providing for the concurrence by the House in the Senate amendment to H.R. 6644, with amendment.
Motion to reconsider laid on the table Agreed to without objection.
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SMART Act of 2025
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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TRUST Act of 2025
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Securing Partner Supply Chains Act
Ordered to be Reported by the Yeas and Nays: 43 - 3.
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Financial Reporting Threshold Modernization Act
Placed on the Union Calendar, Calendar No. 478.
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Community Bank Regulatory Tailoring Act
Placed on the Union Calendar, Calendar No. 480.
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Regulation A+ Improvement Act of 2025
Placed on the Union Calendar, Calendar No. 451.
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REVIEW Act of 2025
Placed on the Union Calendar, Calendar No. 452.
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Merger Process Review Act
Placed on the Union Calendar, Calendar No. 453.
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American FIRST Act of 2025
Placed on the Union Calendar, Calendar No. 454.
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New BANK Act of 2025
Placed on the Union Calendar, Calendar No. 455.
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TIER Act of 2025
Placed on the Union Calendar, Calendar No. 457.
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Community Bank Representation Act
Placed on the Union Calendar, Calendar No. 458.
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Enhancing Bank Resolution Participation Act
Placed on the Union Calendar, Calendar No. 459.
- H.R. 1531 (119th) Feb 11, 2026
PROTECT Taiwan Act
Received in the Senate and Read twice and referred to the Committee on Foreign Relations.
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Bringing the Discount Window into the 21st Century Act
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Main Street Depositor Protection Act
Committee on Banking, Housing, and Urban Affairs. Hearings held.
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Least Cost Exception Act
Placed on the Union Calendar, Calendar No. 405.
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Digital Commodity Intermediaries Act
Placed on Senate Legislative Calendar under General Orders. Calendar No. 312.
- H.R. 7006 (119th) Jan 15, 2026
Financial Services and General Government and National Security, Department of State, and Related Programs Appropriations Act, 2026
Received in the Senate.
- H.R. 3383 (119th) Dec 15, 2025
Incentivizing New Ventures and Economic Strength Through Capital Formation Act of 2025
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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End the Fed’s Big Bank Bailout Act
Committee on Homeland Security and Governmental Affairs. Hearings held.
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Systemic Risk Authority Transparency Act
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Improving Capital Allocation for Newcomers Act of 2025
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Business Owners Protection Act of 2025
Placed on the Union Calendar, Calendar No. 315.
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Bank Competition Modernization Act
Placed on the Union Calendar, Calendar No. 317.
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Stress Testing Accountability and Transparency Act
Placed on the Union Calendar, Calendar No. 318.
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Community Bank LIFT Act
Placed on the Union Calendar, Calendar No. 319.
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Merchant Banking Modernization Act
Placed on the Union Calendar, Calendar No. 320.
- S. 2882 (119th) Oct 9, 2025
Continuing Appropriations and Extensions and Other Matters Act, 2026
Motion by Senator Schumer to reconsider, under the order of 10/9/2025, not having voted on the prevailing side, the vote by which the third cloture motion on the motion to proceed to S. 2882 was not invoked (Record Vote No. 557) entered in Senate.
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Continuing Appropriations and Extensions and Other Matters Act, 2026
Referred to the Committee on Appropriations, and in addition to the Committees on Ways and Means, and the Budget, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
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504 Credit Risk Management Improvement Act of 2025
Committee on Small Business and Entrepreneurship. Hearings held.
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504 Modernization and Small Manufacturer Enhancement Act of 2025
Committee on Small Business and Entrepreneurship. Hearings held.
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FDIC Board Accountability Act
Placed on the Union Calendar, Calendar No. 201.
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Small Business Investor Capital Access Act
Placed on the Union Calendar, Calendar No. 211.
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Merchant Banking Modernization Act
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Financial Technology Protection Act of 2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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FAIR Exams Act
Placed on the Union Calendar, Calendar No. 176.
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Senior Security Act of 2025
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Taiwan Conflict Deterrence Act of 2025
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Aligning SEC Regulations for the World Bank’s International Development Association Act
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Financial Technology Protection Act of 2025
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Equal Opportunity for All Investors Act of 2025
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- S. 1582 (119th) Jul 18, 2025
GENIUS Act
Became Public Law No: 119-27.
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Small Bank Holding Company Relief Act
Placed on the Union Calendar, Calendar No. 165.
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Investing in Main Street Act of 2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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HUMPS Act of 2025
Placed on the Union Calendar, Calendar No. 136.
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FIRM Act
Placed on the Union Calendar, Calendar No. 131.
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Financial Institution Regulatory Tailoring Enhancement Act
Placed on the Union Calendar, Calendar No. 132.
- S.J.Res. 13 (119th) Jun 20, 2025
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act.
Became Public Law No: 119-19.
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Bank Failure Prevention Act of 2025
Placed on the Union Calendar, Calendar No. 101.
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TAILOR Act of 2025
Placed on the Union Calendar, Calendar No. 104.
- S.J.Res. 18 (119th) May 9, 2025
A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".
Became Public Law No: 119-10.
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STABLE Act of 2025
Placed on the Union Calendar, Calendar No. 68.
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Promoting New Bank Formation Act
Placed on the Union Calendar, Calendar No. 64.
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1071 Repeal to Protect Small Business Lending Act
Placed on the Union Calendar, Calendar No. 65.
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Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".
Placed on the Union Calendar, Calendar No. 16.
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FIRM Act
Placed on Senate Legislative Calendar under General Orders. Calendar No. 32.
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GENIUS Act of 2025
Placed on Senate Legislative Calendar under General Orders. Calendar No. 33.
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Responsible Legislating Act
Referred to the Subcommittee on Livestock, Dairy, and Poultry.
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CUTS Act
Referred to the Subcommittee on Highways and Transit.
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Safe Access to Cash Act of 2025
Referred to the House Committee on the Judiciary.
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Investing in Main Street Act of 2025
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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1071 Repeal to Protect Small Business Lending Act
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Credit Union Board Modernization Act
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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TAILOR Act of 2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Repealing Big Brother Overreach Act
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- H.R. 3391 (118th) Jan 4, 2025
Gabriella Miller Kids First Research Act 2.0
Became Public Law No: 118-228.
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Prohibition on IOER Act of 2025
Referred to the House Committee on Financial Services.
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Increasing Financial Regulatory Accountability and Transparency Act
Placed on the Union Calendar, Calendar No. 781.
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PREPARE Act of 2023
Referred to the Subcommittee on Health.
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Responsible Legislating Act
Referred to the Subcommittee on Health.
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Data Privacy Act of 2023
Placed on the Union Calendar, Calendar No. 673.
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Financial Access Improvements Act
Reported (Amended) by the Committee on Financial Services. H. Rept. 118-805, Part I.
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Financial Services Innovation Act of 2024
Placed on the Union Calendar, Calendar No. 654.
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Promoting Access to Capital in Underbanked Communities Act of 2023
Placed on the Union Calendar, Calendar No. 649.
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Bank Resilience and Regulatory Improvement Act
Placed on the Union Calendar, Calendar No. 651.
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Bank Safety Act of 2024
Placed on the Union Calendar, Calendar No. 612.
- H.R. 9494 (118th) Sep 18, 2024
Continuing Appropriations and Other Matters Act, 2025
Motion to reconsider laid on the table Agreed to without objection.
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Taiwan Conflict Deterrence Act of 2023
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Financial Services and General Government Appropriations Act, 2025
Placed on Senate Legislative Calendar under General Orders. Calendar No. 470.
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Systemic Risk Authority Transparency Act
Placed on the Union Calendar, Calendar No. 512.
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Financial Technology Protection Act of 2023
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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CUTS Act
Referred to the Committee on Oversight and Accountability, and in addition to the Committees on Appropriations, and Transportation and Infrastructure, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
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FAIRR Act
Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 118-558.
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Financial Reporting Threshold Modernization Act
Referred to the House Committee on Financial Services.
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RECOUP Act of 2023
Committee on Banking, Housing, and Urban Affairs. Hearings held.
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Repealing Big Brother Overreach Act
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Stress Testing Accountability and Transparency Act
Referred to the House Committee on Financial Services.
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Bringing the Discount Window into the 21st Century Act
Referred to the House Committee on Financial Services.
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Clarity for Payment Stablecoins Act of 2023
Placed on the Union Calendar, Calendar No. 408.
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Blockchain Regulatory Certainty Act
Placed on the Union Calendar, Calendar No. 403.
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Repealing Big Brother Overreach Act
Referred to the House Committee on Financial Services.
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Fair Audits and Inspections for Regulators’ Exams Act
Referred to the House Committee on Financial Services.
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REPO for Ukrainians Act
Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 118-550.
- H.R. 2882 (118th) Mar 23, 2024
Further Consolidated Appropriations Act, 2024
Became Public Law No: 118-47.
- H.Res. 1102 (118th) Mar 22, 2024
Providing for the concurrence by the House in the Senate amendment to H.R. 2882, with an amendment.
Motion to reconsider laid on the table Agreed to without objection.
- H.R. 2799 (118th) Mar 11, 2024
Expanding Access to Capital Act of 2023
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Prohibition on IOER Act of 2024
Referred to the House Committee on Financial Services.
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Bank Failure Prevention Act of 2024
Referred to the House Committee on Financial Services.
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Digital Asset Anti-Money Laundering Act of 2023
Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 118-592.
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CDFI Bond Guarantee Program Improvement Act of 2023
Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 118-592.
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Regulation A+ Improvement Act of 2024
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Farm Credit Adjustment Act
Referred to the Subcommittee on General Farm Commodities, Risk Management, and Credit.
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Digital Asset Market Structure and Investor Protection Act
Referred to the Subcommittee on Commodity Markets, Digital Assets, and Rural Development.
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PROTECT Taiwan Act
Received in the Senate and Read twice and referred to the Committee on Foreign Relations.
- S.J.Res. 32 (118th) Jan 10, 2024
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".
Failed of passage in Senate over veto by Yea-Nay Vote. 54 - 45. Record Vote Number: 5.
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American FIRST Act of 2023
Placed on the Union Calendar, Calendar No. 264.
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Fair Audits and Inspections for Regulators’ Exams Act
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Russia and Belarus Financial Sanctions Act of 2023
Placed on the Union Calendar, Calendar No. 255.
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Increasing Investor Opportunities Act
Placed on the Union Calendar, Calendar No. 252.
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SAFER Banking Act
Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 118-496.
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CFPB Transparency and Accountability Reform Act
Placed on the Union Calendar, Calendar No. 241.
- H.R. 5961 (118th) Dec 4, 2023
No Funds for Iranian Terrorism Act
Received in the Senate and Read twice and referred to the Committee on Foreign Relations.
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Bank Service Company Examination Coordination Act of 2023
Placed on the Union Calendar, Calendar No. 234.
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Aligning SEC Regulations for the World Bank’s International Development Association Act
Placed on the Union Calendar, Calendar No. 233.
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Disapproving the rule submitted by the Consumer Financial Protection Bureau relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".
Placed on the Union Calendar, Calendar No. 224.
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Financial Institution Regulatory Tailoring Enhancement Act
Referred to the House Committee on Financial Services.
- H.R. 4664 (118th) Nov 9, 2023
Making appropriations for financial services and general government for the fiscal year ending September 30, 2024, and for other purposes.
POSTPONED PROCEEDINGS - Pursuant to clause 1(c) of rule XIX, the Chair announced further proceedings on H.R. 4664 would be postponed.
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REPO for Ukrainians Act
Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 40 - 2.
- H.R. 5525 (118th) Sep 29, 2023
Continuing Appropriations and Border Security Enhancement Act, 2024
Motion to reconsider laid on the table Agreed to without objection.
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Depositor Protection Act of 2023
Referred to the Committee on Financial Services, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
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Main Street Competes Act
Placed on the Union Calendar, Calendar No. 181.
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Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".
Referred to the House Committee on Financial Services.
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504 Credit Risk Management Improvement Act of 2023
Placed on Senate Legislative Calendar under General Orders. Calendar No. 167.
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504 Modernization and Small Manufacturer Enhancement Act of 2023
Placed on Senate Legislative Calendar under General Orders. Calendar No. 168.
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Supporting Community Lenders Act
Placed on Senate Legislative Calendar under General Orders. Calendar No. 170.
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Depositor Protection Act of 2023
Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 118-453.
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National Infrastructure Bank Act of 2023
Referred to the Subcommittee on Innovation, Data, and Commerce.
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National Senior Investor Initiative Act of 2023
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- H.R. 3746 (118th) Jun 3, 2023
Fiscal Responsibility Act of 2023
Became Public Law No: 118-5.
- H.R. 2797 (118th) Jun 1, 2023
Equal Opportunity for All Investors Act of 2023
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Failed Bank Executives Clawback Act
Committee on Banking, Housing, and Urban Affairs. Hearings held.
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SAFE Banking Act of 2023
Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 118-541.
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Bank Management Accountability Act
Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 118-441.
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SAFE Banking Act of 2023
Referred to the Subcommittee on Economic Opportunity.
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Financial Technology Protection Act of 2023
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Improving Capital Allocation for Newcomers Act of 2021
Referred to the House Committee on Financial Services.
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Regulation A+ Improvement Act of 2023
Referred to the House Committee on Financial Services.
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Trigger Leads Abatement Act of 2023
Referred to the House Committee on Financial Services.
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Small Business Investor Capital Access Act
Referred to the House Committee on Financial Services.
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Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".
Referred to the House Committee on Financial Services.
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Small LENDER Act
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Small LENDER Act
Referred to the House Committee on Financial Services.
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Senior Security Act of 2023
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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FDIC Board Accountability Act
Referred to the House Committee on Financial Services.
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TAILOR Act of 2023
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Credit Union Board Modernization Act
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- H.R. 400 (118th) Jan 26, 2023
Investing in Main Street Act of 2023
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Fair Lending for All Act
Referred to the House Committee on Financial Services.
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Let Lenders Lend Act
Referred to the House Committee on Financial Services.
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