Legislative subject term
Credit and credit markets
A legislative subject term is one of any number the Congressional Research Service assigns to a bill. The term is the government's own wording, shown word for word; this site did not write it or choose it.
55 bills carry this term in the covered Congresses.
Follow this topic by feed — new official actions on these bills, no account needed.
Bills, most recent action first
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Consumer Financial Protection Accountability and Reform Act of 2026
Ordered to be Reported (Amended) by the Yeas and Nays: 28 - 21.
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Credit Access and Inclusion Act of 2026
Placed on the Union Calendar, Calendar No. 688.
- H.R. 6955 (119th) Jul 22, 2026
Main Street Capital Access Act
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Improving SCRA Benefit Utilization Act
Ordered to be Reported in the Nature of a Substitute by Voice Vote.
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A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Fair Credit Reporting Act; Preemption of State Laws".
Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2268-2269)
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Servicemembers’ Credit Monitoring Enhancement Act
Held at the desk.
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REVIEW Act of 2025
Placed on the Union Calendar, Calendar No. 452.
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Bringing the Discount Window into the 21st Century Act
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- S. 2882 (119th) Oct 9, 2025
Continuing Appropriations and Extensions and Other Matters Act, 2026
Motion by Senator Schumer to reconsider, under the order of 10/9/2025, not having voted on the prevailing side, the vote by which the third cloture motion on the motion to proceed to S. 2882 was not invoked (Record Vote No. 557) entered in Senate.
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Continuing Appropriations and Extensions and Other Matters Act, 2026
Referred to the Committee on Appropriations, and in addition to the Committees on Ways and Means, and the Budget, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
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Rescissions Act of 2025
Star Print ordered on the bill.
- H.R. 4 (119th) Jul 24, 2025
Rescissions Act of 2025
Became Public Law No: 119-28.
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Promoting New Bank Formation Act
Placed on the Union Calendar, Calendar No. 64.
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Improving SCRA Benefit Utilization Act of 2025
Read twice and referred to the Committee on Armed Services.
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Fishing Industry Credit Enhancement Act of 2025
Referred to the Subcommittee on General Farm Commodities, Risk Management, and Credit.
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Credit Access and Inclusion Act of 2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Assisting Small Businesses Not Fraudsters Act
Placed on Senate Legislative Calendar under General Orders. Calendar No. 36.
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Fishing Industry Credit Enhancement Act of 2025
Read twice and referred to the Committee on Agriculture, Nutrition, and Forestry.
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CUTS Act
Referred to the Subcommittee on Highways and Transit.
- H.R. 825 (119th) Feb 25, 2025
Assisting Small Businesses Not Fraudsters Act
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
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SERV Act
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
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Responsible Borrower Protection Act of 2025
Referred to the House Committee on Financial Services.
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Promoting Access to Capital in Underbanked Communities Act of 2023
Placed on the Union Calendar, Calendar No. 649.
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Bank Resilience and Regulatory Improvement Act
Placed on the Union Calendar, Calendar No. 651.
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Clarity in Lending Act
Placed on the Union Calendar, Calendar No. 652.
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Timely Stock Disclosure Act
Ordered to be Reported in the Nature of a Substitute by the Yeas and Nays: 38 - 0.
- H.R. 9494 (118th) Sep 18, 2024
Continuing Appropriations and Other Matters Act, 2025
Motion to reconsider laid on the table Agreed to without objection.
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CUTS Act
Referred to the Committee on Oversight and Accountability, and in addition to the Committees on Appropriations, and Transportation and Infrastructure, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
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Bringing the Discount Window into the 21st Century Act
Referred to the House Committee on Financial Services.
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Improving SCRA Benefit Utilization Act
Read twice and referred to the Committee on Armed Services.
- H.R. 2882 (118th) Mar 23, 2024
Further Consolidated Appropriations Act, 2024
Became Public Law No: 118-47.
- H.Res. 1102 (118th) Mar 22, 2024
Providing for the concurrence by the House in the Senate amendment to H.R. 2882, with an amendment.
Motion to reconsider laid on the table Agreed to without objection.
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CDFI Bond Guarantee Program Improvement Act of 2023
Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 118-592.
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Improving SCRA Benefit Utilization Act
Referred to the Subcommittee on Economic Opportunity.
- S.J.Res. 32 (118th) Jan 10, 2024
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".
Failed of passage in Senate over veto by Yea-Nay Vote. 54 - 45. Record Vote Number: 5.
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Public Banking Act of 2023
Referred to the Subcommittee on Energy, Climate and Grid Security.
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Russia and Belarus Financial Sanctions Act of 2023
Placed on the Union Calendar, Calendar No. 255.
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SAFER Banking Act
Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 118-496.
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SERV Act
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
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To prohibit individuals convicted of defrauding the Government from receiving any assistance from the Small Business Administration, and for other purposes.
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
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Disapproving the rule submitted by the Consumer Financial Protection Bureau relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".
Placed on the Union Calendar, Calendar No. 224.
- H.R. 5525 (118th) Sep 29, 2023
Continuing Appropriations and Border Security Enhancement Act, 2024
Motion to reconsider laid on the table Agreed to without objection.
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Fishing Industry Credit Enhancement Act of 2023
Referred to the Subcommittee on General Farm Commodities, Risk Management, and Credit.
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Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".
Referred to the House Committee on Financial Services.
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Community Advantage Loan Program Act of 2023
Placed on Senate Legislative Calendar under General Orders. Calendar No. 158.
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Small Business Disaster Damage Fairness Act of 2023
Placed on Senate Legislative Calendar under General Orders. Calendar No. 165.
- H.R. 3564 (118th) Jul 10, 2023
Middle Class Borrower Protection Act of 2023
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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Protect Our Civil Liberties Act
Referred to the Subcommittee on Health.
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National Infrastructure Bank Act of 2023
Referred to the Subcommittee on Innovation, Data, and Commerce.
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Fishing Industry Credit Enhancement Act of 2023
Read twice and referred to the Committee on Agriculture, Nutrition, and Forestry.
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SAFE Banking Act of 2023
Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 118-541.
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SAFE Banking Act of 2023
Referred to the Subcommittee on Economic Opportunity.
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Trigger Leads Abatement Act of 2023
Referred to the House Committee on Financial Services.
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Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".
Referred to the House Committee on Financial Services.
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Restoring Communities Left Behind Act
Referred to the House Committee on Financial Services.
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